Feeling Secure About Online Banking

Banking online is just as safe and secure as banking by phone, ATM or in person. Here is why:

When you use the Internet to access the convenience of online banking, you want to be assured, first and foremost, that effective safeguards are in place to:

• Protect the privacy of your personal transactions
• Ensure that your account information is only accessed by you
• Guarantee that no one can eavesdrop on your transactions

This is our assurance to you:

When you use the Internet to visit us, whether it is to learn about rates, to review your account or to transact other business, you are entering a secure area. Here are just a few of the safeguards we have to help ensure your personal security when visiting us online:

• Your Password-when you visit us for the first time we will ask for information to identify yourself to us. We will ask you to develop a secret password that only you will know. Only then will you be able to review personal information about your account.
• Our Privacy Policies-our privacy policies protecting your personal information are stringent and enforced. We insist that our employees and vendors adhere to them and they are posted on our website for your review.
• Encryption Software-so called "crypto-graphic software"-makes it possible to scramble a message between two parties (you and First East Side Savings Bank), in a way that allows the message to be decoded only by the two parties.

FDIC-Insured

Your best guarantee for both online and traditional banking is the institution's membership in the Federal Deposit Insurance Corporation.

Your institution will have FDIC insurance. To be absolutely certain your institution is FDIC-insured, you can go to the FDIC website - www.fdic.gov - and click on "Is My Bank Insured?" then enter the exact name of your institution and click on "Find My Institution." (Note: You may need to know the city and state in which your institution is headquartered.)

As with non-internet banking, only deposits offered by FDIC-insured institutions are protected by the FDIC. Non-deposit investments and insurance products, such as mutual funds, stocks, annuities and life insurance policies that may be sold through the Internet are not FDIC-insured and are not guaranteed by the bank. Also, any non-financial websites that might be linked to the bank's site are not FDIC-insured. Talk to your banker if you have any questions.

Where to Learn More

Drop by to learn more about our online services and the security measures we use or contact these financial industry regulators:

Federal Deposit Insurance Corporation
www.fdic.gov

Board of Governors of the Federal Reserve System
www.federalreserve.gov

Office of the Comptroller of the Currency
www.occ.treas.gov

Office of Thrift Supervision
www.ots.treas.gov

When you bank with us, you can bank with confidence…online, on the phone or in person!

"Embracing Technology, Preserving Trust"