Current Rates
| Type |
Min. Balance |
APY* |
Interest Rate |
Min. to Open |
| Savings |
$100 |
1.40% |
1.39% |
$100 |
| Holiday Club |
$5 |
1.60% |
1.58% |
$5 |
| Now Accounts |
$500 |
0.25% |
0.25% |
$250 |
| Reward Checking |
$0 |
2.36%** |
2.33% |
$100 |
You must maintain the required minimum balance each day in the account to obtain the disclosed annual percentage yield.
*Annual Percentage Yield
**2.36% Annual Percentage Yield (APY) paid on balances between one penny and $25,000 when minimum requirements are met. Additionally, 1.01% APY paid on all amounts above $25,000 each cycle. If you do not meet the requirements per cycle your account will still function as a free checking account earning 0.50% APY; however, it will not receive ATM refunds for that period. Rates as of March 9, 2010. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge.
Money Market Fund Deposit Accounts
| Min. Balance |
APY* |
Interest Rate |
| 0.00–2,499.99 |
0.00% |
0.00% |
| 2,500.00–9,999.99 |
0.25% |
0.25% |
| 10,000.00–24,999.99 |
0.50% |
0.50% |
| 25,000.00–99,999.99 |
0.80% |
0.80% |
| 100,000.00 and over |
1.40% |
1.39% |
Minimum opening balance - $2,500.00. Annual percentage yield is based on average daily collected balance. Variable rates are subject to change without notice.
All money market fund deposit accounts will compound monthly.
*Annual Percentage Yield
Individual Retirement Accounts
| Term |
Interest Posted |
APY* |
Interest Rate |
Min. to Open |
| 1 Year |
Quarterly |
1.50% |
1.49% |
$1,000 |
| 18 Month |
Quarterly |
1.60% |
1.59% |
$1,000 |
| 2 Year |
Quarterly |
2.00% |
1.98% |
$1,000 |
| 3 Year |
Quarterly |
2.15% |
2.13% |
$1,000 |
| 5 Year |
Annual |
2.85% |
2.85% |
$1,000 |
*Annual percentage yield based on minimum opening balance. APY assumes principal and interest will remain on deposit for full term. Distributions will reduce earnings. According to IRS you may incur penalties for premature withdrawals.
All quarterly certificates will compound daily. All annual certificates will compound annually.