Current Rates
| Type |
Min. Balance |
APY* |
Interest Rate |
Min. to Open |
| Savings |
$100 |
0.35% |
0.35% |
$100 |
| Holiday Club |
$5 |
0.45% |
0.45% |
$5 |
| Now Accounts |
$500 |
0.15% |
0.15% |
$250 |
You must maintain the required minimum balance each day in the account to obtain the disclosed annual percentage yield.
*Annual Percentage Yield
Money Market Fund Deposit Accounts
| Min. Balance |
APY* |
Interest Rate |
| 0.00–2,499.99 |
0.00% |
0.00% |
| 2,500.00–9,999.99 |
0.15% |
0.15% |
| 10,000.00–24,999.99 |
0.30% |
0.30% |
| 25,000.00–99,999.99 |
0.50% |
0.50% |
| 100,000.00 and over |
0.80% |
0.80% |
Minimum opening balance - $2,500.00. Annual percentage yield is based on average daily collected balance. Variable rates are subject to change without notice.
All money market fund deposit accounts will compound monthly.
*Annual Percentage Yield
Individual Retirement Accounts
| Term |
Interest Posted |
APY* |
Interest Rate |
Min. to Open |
| 1 Year |
Quarterly |
0.90% |
0.89% |
$1,000 |
| 18 Month |
Quarterly |
1.05% |
1.04% |
$1,000 |
| 2 Year |
Quarterly |
1.20% |
1.19% |
$1,000 |
| 3 Year |
Quarterly |
1.30% |
1.29% |
$1,000 |
| 5 Year |
Annual |
1.90% |
1.89% |
$1,000 |
*Annual percentage yield based on minimum opening balance. APY assumes principal and interest will remain on deposit for full term. Distributions will reduce earnings. According to IRS you may incur penalties for premature withdrawals.
All quarterly certificates will compound daily. All annual certificates will compound annually.